Empowering Financial Management in Female-led MSMEs: The Role of Financial Knowledge, Income, Attitudes, and Personality Factors

Authors

  • Muflihatul Hasanah Universitas Muhammadiyah Jember
  • Bayu Wijayantini Universitas Muhammadiyah Jember
  • Yohanes Gunawan Wibowo
  • Yusron Rozzaid Universitas Muhammadiyah Jember

DOI:

https://doi.org/10.32528/issh.v2i3.388

Keywords:

Financially Knowledge, Income, Financially Attitude, Personality, Financially Management Behavior

Abstract

Financial management behavior is be referreded skill in controlling, namely planning, budgeting, checking, managing, controlling, searching and storing finances every day. Financial management with the existence a desirred too fulffill needes  the incomeses earneded. Individuallys who haven financciall managementt behaviore save money and be responsible. The researcher uses quantitative research with an associative causal approach, in collecting data the researcher uses the point of view for each variable. As well as the sample in this study were female MSME actors in the Kalisat District. Sampling used saturated sampling with as many as 150 female MSME respondents as respondents. The researchers found that out of 150 female MSME respondents in Kalisat District, the majority had implemented financial management behavior, but it was still not optimal in implementing it. Linear regression results of multiple studies on the effect of financial knowledge, income.

 

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Published

2023-09-25