trategy For Solving Bad Loans at Saving and Loans Cooperatives Melati Jaya Bondowoso District
DOI:
https://doi.org/10.32528/issh.v2i3.344Keywords:
saving, SWOT analysis, loan cooperativeAbstract
This study aims to determine the Strategy for Settlement of Bad Loans at the Melati Jaya Bondowoso Savings and Loans Cooperative. This type of research is descriptive. The population in this study were company owners and employees at KSP Melati Jaya, with the sampling technique using purposive sampling method. Data was collected by questionnaire and analyzed by SWOT. The results of the study show that the main factor that is a strength is Human Resources, the number of which is quite a lot with 0.60. The main weakness of the company based on the calculation of the IFAS Matrix is the lack of contributions made by employees in the form of innovation and creation with a score of 0.30. The biggest opportunity for KSP Melati Jaya is the large number of people who need credit with a score of 0.73, while the main threat to KSP Melati Jaya is that credit is often disbursed without sound credit principles with a score of 0.14. The right alternative strategy to be implemented by KSP Melati Jaya is to increase the expertise of officers and provide rewards to officers who are able to excel.
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