Optimizing the Role of Women in Improving Family Economy Through Mekaar Syariah Financing

A Case Study in Tamansari Village, Wuluhan Subdistrict, Jember Regency

Abstract

Tamansari Village, located in Wuluhan Subdistrict, Jember Regency, is one of the villages where women play dual roles. Besides being housewives, they also contribute to earning income and actively participate in fulfilling their family's economic needs. This highlights the significant contribution of women in maintaining the family's economic stability. This study aims to examine how women optimize their roles in improving family economics through the utilization of financing from PNM Mekaar Syariah in Tamansari Village, as well as the challenges they face in the process. This research employs a qualitative approach with a case study method, using data collection techniques such as observation, interviews, and documentation. The findings indicate that women in Tamansari Village have demonstrated the ability to effectively perform dual roles. By participating in financing programs like Mekaar Syariah, they not only help alleviate the family’s economic burden but also empower themselves as independent economic actors. The role of women in this context is a clear manifestation of a rational choice aimed at achieving the collective goal of family welfare.